There is a very good reason why I do not use credit cards more. I mainly use them to fit my lifestyle and not let a great deal dictate my spending habits. The requirement of a travel credit sounds good on the surface but it also has a time limit which may make you spend more in order to use up the credit.
Of course, if you have solid plans to to the required spending and travelling, then it is just fine to sign up for a new card to take advantage of the very good deals. A person needs to evaluate their own spending habits to see if it is in line with the spend requirements. This is compared to needing to meet a spend requirement and making excuses to buy that thing you were thinking of getting anyway. The longer your prolong a purchase the less you spend on average and hence can be bad for your personal finances.
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Credit Card for Starters
Who Should NEVER Get a Credit Card: Only Use Credit or Only Use Debit: Card Basics
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Maximize Credit Score while in College: Build Credit Fast with a $500 Credit Limit: How to Pay off Credit Card Debt: How to Build Credit with Bad Credit or No Credit [w/ Self Lender]: How to Boost Your Credit Score Within 30 Days: Score More Than 700
How to Increase Credit Score from 700: 740+ is Not Just For Show: My Credit Score: 848, How to get it Part 1:
My Credit Score: 848, How to get it Part 2: My Credit Score: 848 - Credit Card Hacks and How I got it: Credit Card Tricks
How to get a Business Credit Card: Keep 16 Credit Cards Active: Rejected for a New Credit Card with 826 Credit Score: Make Credit Cards Pay You Instead: Credit Card Low Balance Cancellation $2 per mont [Still Works]: Back
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